Why Embark Landing Page

Meet the plan that pays off.

With Embark, Oregon’s trusted 529 plan, you get rewarded for saving for education. Discover how an annual $380 tax credit can add up over time, and support your kid’s future.

See how Embark stacks up.

The way you save makes a big difference. While every 529 plan can help your funds grow over time, the Embark tax credit gives people in Oregon an extra boost that really adds up.



Financial table comparing Embark, National 529, and Traditional savings plan financial outcomes.

¹ This assumes a $380 tax credit, invested annually with a projected interest rate of 5% for 18 years.
² This assumes a $300 a month contribution invested with a projected interest rate of 5% for 18 years.
³ This assumes a $300 a month contribution invested with a projected interest rate of 0.4% for 18 years.

All investments involve some risk and do not guarantee a certain growth. The results above are estimates only and may not reflect actual outcomes. Estimates should not be relied upon as investment or financial advice and we assume no responsibility or liability for decisions made based on these estimates.

Take a tax break.

Only Oregon gives you a refundable tax credit that puts up to $380 back in your hand every year. Plus, your Embark account grows tax-free, and withdrawals for qualified expenses are tax-free too.

Smart portfolios. Flexible saving.

Embark makes it easy to grow your savings your way, with industry-leading investments and intuitive tools you can trust. You can choose portfolios that smoothly shift to become more conservative as your kid’s enrollment nears or explore hands-on options if you want more control.

Unexpected ways to fund their future.

Celebrate and save together.

Every Embark account has a personalized gifting page, so it's simple for friends and family to send gift contributions on birthdays and special occasions.

Turn recycling into savings.

With our unique BottleDrop partnership, Oregon families can easily transfer their recycling deposits into an Embark account, so those funds can support their kid’s future.

Education comes in all shapes and sizes.

Use Embark savings to pay for a wide range of educational opportunities, from apprenticeships and professional certification programs, to community college and grad school.